Is this meme called the millennial falcon
@IOWAAAAAAAA MAN, #bestcomments
@IOWAAAAAAAA MAN, thank you 2017!
@IOWAAAAAAAA MAN, yeah, it's on reddit
@IOWAAAAAAAA MAN, It is now.
Can I just say I just graduated with a Bachelor Degree this past fall and I have no debt. I worked my butt off at a job, did the work in my classes, and I cut back on a lot of things when I needed to pay bills. I also have an awesome family who didn't pay for a dime of my college bills but helped me out with food, gas, and phone coverage when I was worried about paying my bills. Long story short it's possible to do graduate debt free or with little debt. You just gotta plan for it. Sorry for the long post. I just hope this might help some people going through college.
@Fire Lord Sozin, actually you can't say. Sorry, new rules. You'll have to ask the people upstairs for permission. Congrats on the degree though
@thesamfactory, thanks! It was tough but just having it really helps. I got hired at decent temp job and they put me on salary because I had a degree.
@Fire Lord Sozin, FOR YOU it's possible. Your whole attitude makes it seem like lazy people are the ones who go in debt. But your situation is not everyone else's. Lots of people go to college and have to take out loans. If you went to a school that costs $35,000 a year and received scholarships and grants for half of that you'd still owe around $17,500. If you worked a part time job and got 20 hours in EVERY week you'd maybe hit $10,000. So even if you devoted every penny you would still fall short. So it's good that you found a way but there are still lots of people out there who aren't lazy and work hard and still end up in debt.
@TheMaggotSolaire, I didn't mean any disrespect. College is a scary thing without a doubt. As I said I wanted to help anyone by letting them know it's possible. I have met both dedicated and lazy students who had to take on a large amount of debt. I don't begrudge any of them. I also had to take a semester off here and there in order to do what I did. The most important aspect to me of doing what I did is careful planning and financing. Honestly there are times without a doubt one is going to have to take a loan out no matter how hard you try but it's important to realize what you can and cannot pay. If I had to pay $35,000 a year even with scholarships I wouldn't go there. No matter how much I would love to. I personally don't see that as helping me in the long run for others it might help them that's a personal choice allowed to them. Once again I did not mean to insinuate that people who take debt are lazy. I apologize if that's what you thought it was.
@Fire Lord Sozin, my dad is a disabled veteran that was pretty much forced out of the Army at his 20 years. My parents were barely getting by so I worked, went to college AND helped my family survive. I had to take loans to finish. So no- no amount of planning can fix disabled family members when you are trying to get your own education too.
@TheMaggotSolaire, the primary issue is the level of school you go to. You go to a D1 University like Penn State or UCLA, you're going to have to pay stupid amounts of money for an education you could probably get cheaper elsewhere unless you're going for pre-med, law, or a Masters or PhD in the sciences. Like people put wayyyy too much emphasis on where they go too school when most employers in a given field care more about grades and accolades than anything else. For a Bachelor's, go to a smaller D2 school, spend way less money, focus on your grades and work ethic, and if you need further education, then go to a bigger school for a Masters or whatever you need. Also, if you're going for a BFA in something like theatre, don't bother unless you get into a proper conservatory for the arts (speaking as someone with some success as an actor on the side), you're just wasting your money for networking and it's not likely you'll be any better off for it
@SchroedingerPussPuss, I'm sorry to hear that happened to you father and I appreciate his service for this country. If I were in your situation I would have done the same thing. I mention in my other reply that there are times were one would need to do so no matter how hard they try. If anyone in my family was in the same situation as your father, I would do everything I possibly could to make sure they were fine before I consider myself. In my first comment I mentioned my family, it's primarily because of them I could have done this and I would do anything in my power to help them if they needed it. I'm not angry at you for needing loans everyone is going to need them no matter how hard you try not to. I wish you and your family the best, and once again I thank your father for his service.
@Fire Lord Sozin, just FYI, my dad and several other Veterans don't like being thanked for their service. Some joined because they were just F-ups in high school and didn't do well enough to get into college. The military gave them purpose and a direction--- after having several Vets go apeshjt on me... informing me,"I was just doing my damn job!" ... yeah. I say,"sounds like you did a damn fine job!" Or ,"Got to have a bit of fun, huh?" It's very weird being the child of a disabled Vet and living in "Military City, USA" (San Antonio). Thank you for your kind words though! No offense taken by me as I'm very proud of him for being an awesome father :)
@TheMaggotSolaire, maybe you shouldn't go to a college you can't afford
@SchroedingerPussPuss, ok thanks for letting me know that! I've worked with a few veterans but honestly never thanked them, so thanks for telling me again, but honestly whenever I hear about people who signed up it's either what you mentioned or they generally wanted to do it. My job through college essentially was work as a janitor at a restaurant and because of that I've become more appreciative of people who do jobs that help/protect people i.e. Janitors, cashiers, military...the list can go on.
@Fire Lord Sozin, no problem! Yes- jobs such as custodian, waiters, etc make you appreciate others so much more! I feel like everyone needs to work in food service/housecleaning at some point!
@SchroedingerPussPuss, You've worked it before, I can tell because that's my own thoughts as well, and people do need to work those jobs at least once. It was a real eye opener for me and waiters at restaurants are so much nicer when you let them know you understand them. I've dealt with some irate customers before and don't want them to think I'm angry at 'em.
@Fire Lord Sozin, I can't even get the chance to take student loans to go into debt. Nobody in my family has anything resembling good credit. And I don't have the money to build credit.
@SchroedingerPussPuss, sorry you had to go through that, but in case anyone else on here has a similar situation and is still in school; make sure you apply for scholarships for veterans and especially for disabled veterans. One of my friends is getting $32,000 a year to go to college because he had a 2.7 GPA in high school and his dad lost an arm in Iraq
@ajr12100, my husband's dad was 100% disabled and we got a check every month he was in grad school to help. It was $32,000 and it was much less during the Bush Admin. It went up during the Obama Admin... not saying it's due to a particular President. Just during those years that's what Congress passed.
@Fire Lord Sozin, let's look at the math, $650 a month for a CHEAP apartment that's not in the hood. 100-150 a month for ONE person, an amount that you may still starve on, 20 for water bill per month, 20 for sewage, 40 for gas, 50 for electricity IF YOU LIVE IN A STATE WITH CHEAP UTILITIES, 15 for garbage. 50 a month for your phone, 30-40 a month for gas in your car. And a cheap, in state tuition per semester cost of 3500-5000 twice a year. So $1035 a month excluding tuition, 6000/12=500 per month, so 1535 a month for 4 years.
if you claim 0 dependants on your taxes then you will lose 20% of your pay check every week. So you would need a job that pays $14/hr at 40 hours a week and not overspend by even 100 dollars a month for 48 months. AND this estimate was EXCLUDING internet which would add 50-80 a month
@VibratingButtChomper, this is also a HIGHLY conservative estimate, which means anyone who is going to a school where they pay $10,000 a year on tuition, (or 18,000 like me) and live in states like VA where electricity, gas and Internet will run you about 300 a month. Those people would need a job hourly rate of 24+. And a job that would pay that well will REQUIRE A COLLEGE DEGREE.
College grad here with no debt. Worked all through college.
@Grizzly Wintergreen, veteran here I know what you mean
@Grizzly Wintergreen, ditto
Every generation blames the one before. The dinosaurs born after the meteor probably blamed their parents and grandparents for not stopping it.
Blames obama for crap economy, bush was the one who gave him a country already in a hole
@Dexios S Divine, I think the issue is that he didn't have the skill to fix it. Obama didn't leave us better, but he didn't make us worse. We did that ourselves. To be clear, Bush caused alot of issues and Obama did his best. It just wasn't what we needed.
@Dexios S Divine, while they both sucked. Obama was should have been able to fix the economy. His policies just werent good for it (too many regulations)
@Dexios S Divine, Clinton passed the housing laws that created the crisis...
@Dexios S Divine, most people, when they're in a deep hole, quit digging. Obama threw away his shovel and bought an excavator to dig faster and deeper.
@dr brain, you forget the 500+ members of Congress that had push/pull aside from Obama and Bush. There's more to blame than just two men.
@SchroedingerPussPuss, obviously congress played a roll but their policies didnt help
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